Expert Access:
Private Mortgage Note Investing

Earnings Disclaimer - Risk Disclosure

Earnings Disclaimer

Risk Disclosure

 

Notice to all using this web site and any pages herein:

All information provided by EquityBuild Finance, LLC (“EquityBuild”) on this website is subject to the foregoing terms and conditions and participation in any private mortgage investment opportunity is subject, but not limited to, the risks described herein:

Prospective lenders should not construe the contents of this website or any other documents delivered to a prospective lender as legal, business, accounting or tax advice. Each prospective lender should consult his or her own attorney, business or tax advisor as to legal, business, tax and related matters concerning private mortgage investments. Though EquityBuild and its affiliates provide initial information regarding prospective lending opportunities, prospective lenders are expected to conduct and rely on their own due diligence, including the merits and risks of any real property that will be secured under a private mortgage investment, including risks related to the borrower, its credit worthiness and ability to repay any loan made by a prospective lender, potential changes affecting the real estate market and industry, and regulatory changes. In all cases, prospective lenders should conduct their own investigation and analysis of any private mortgage investment opportunity.

The information contained herein has been prepared to assist prospective lenders in making their own evaluation of private mortgage lending opportunities and does not purport to be all-inclusive or to contain all of the information that a prospective lender may desire. This website contains summaries of certain provisions of documents relating to the private mortgage loans EquityBuild helps organize. These summaries are not necessarily complete and are subject to, and are qualified in their entirety by any final documentation evidencing a private mortgage investment.

An investment in a private mortgage investment is subject to all of the risks inherent in investing in the real estate industry, any of which could result in the loss of some or all of a lender’s investment. These risks include adverse use of adjacent or neighboring property, sewage or pollution control regulations, the supply of and demand for real estate in the area, zoning and land use restrictions and laws, changes in federal, state or local laws, unforeseen operating expenses, the inability to secure development financing or replacement financing when the initial financing comes due, loss of income due to theft or dishonesty by employees, agents or others, unanticipated or improperly budgeted capital expenses, default by contractors, non-issuance or delay in the issuance of necessary permits, property tax reassessments and increases in property taxes, increases in insurance rates or the inability to obtain necessary insurance coverage, and the risk of loss due to fire or other casualty.

The real estate industry is cyclical. Periods of prosperity have led to overbuilding of speculative properties and financial losses for lenders. These factors make real estate development speculative by nature, and neither EquityBuild nor its affiliates guarantee that a prospective lender’s expected returns will be met or that a lender will not incur losses. Historical experiences of lenders who have previously invested in opportunities presented by EquityBuild or its affiliates does not ensure that new opportunities will be able to replicate such success.

An investment in private mortgages will be subjected to the risks generally incident to the borrower owning the underlying real property, including the uncertainty of cash flow to meet fixed and maturing obligations, adverse changes in national and local economic conditions, changes in the investment climate for real estate investments, adverse changes in local market conditions, changes in interest rates, availability of mortgage funds for financing and refinancing, changes in real estate tax rates and other operating expenses, governmental rules and fiscal policies (including rent, wage and price control), acts of G-d including earthquake (which may result in uninsured losses), the financial condition of the buyers and tenants of properties and other risks which are beyond the control of a lender.

Only prospective lenders who have the financial means to bear the possible loss of their entire investment should participate in private mortgage investment opportunities. Nothing contained on this website is intended to constitute an offer to sell or a solicitation of an offer to buy securities to any person in any jurisdiction in which such an offer or solicitation violate the securities or state blue sky laws of such jurisdiction or would otherwise be unlawful. If and to the extent a private mortgage investment opportunity would constitute a sale of a security for purposes the Securities Act of 1933, any such sale shall be made in compliance with the terms of such act or an applicable exemption therefrom and from any applicable state blue sky laws.

Neither EquityBuild nor its affiliates are currently subject to the reporting requirements of the Securities Exchange Act of 1934 and, therefore, do not file reports, proxy statements or other financial information with the Securities and Exchange Commission.

Prospective lenders should be aware that any information contained herein is subject to change without notice. Additional information is available by contacting us at 877-978-1916.

THE FOREGOING IS A SUMMARY OF CERTAIN ScontactIGNIFICANT RISKS RELATING TO PRIVATE MORTGAGE INVESTMENTS. THIS SUMMARY SHOULD NOT BE INTERPRETED AS A REPRESENTATION THAT THE MATTERS REFERRED TO ABOVE ARE THE ONLY RISKS, NOR SHOULD THE REFERENCES TO THE RISKS BE DEEMED A REPRESENTATION THAT THE MAGNITUDE OF SUCH RISKS IS NECESSARILY EQUAL. PROSPECTIVE LENDERS ARE URGED TO CONSULT THEIR OWN LEGAL COUNSEL, ACCOUNTANTS AND OTHER PROFESSIONAL ADVISORS RELATIVE TO INVESTING IN PRIVATE MORTGAGES.

Mission

Our Mission

 

Before EquityBuild, real estate investing was only for people who were already wealthy

EquityBuild is the way for hard-working people to secure their financial future.

Retirement Investing

IRA - Individual retirement account investing IRA - Individual retirement account investing - Call for free consultation.

Use your IRA/401k to get 12% returns on Private Notes.

Get out of the stock market!


IRA -About  Individual retirement account investing consultations.

Retirement

Investing

 

If you're excited about the opportunity of investing in private mortgages but concerned that you're going to miss out a chance to invest, I've got good news for you.

Investors can use Individual Retirement Account money to invest in private mortgages. EquityBuild Finance has an IRA custodian who handles IRA investments.

Private Mortgage Notes are Perfect for Retirement Investing
Secure Retirement Investing

The Retirement Investing into private mortgage note ensures your money is invested directly into EquityBuild Finance properties from the investor's IRA. The process is too complex to cover in a few short paragraphs, however, the profits on the private mortgage note investment are rolled back into your IRA tax-free. If the IRA in question is a Roth IRA, the money is also tax-free when withdrawn at retirement.

Lending from an IRA can be an outstanding way to get higher returns than the IRA is able to achieve while still having all the tax benefits of an IRA. Because of the complexity of investing IRA money in private mortgages, interested investors should contact EquityBuild Finance to discuss this option of Retirement Investing.

If investing in real estate is too much work, as I would assume it is in retirement, You have the ability to use your Retirement Investing to passively invest in the lucrative real estate market, protect the “corpus” of your estate, and realize tremendous growth with great cashflow in your retirement investment portfolio.

EquityBuild Finance, LLC welcomes retirees, near- retirees, or any other potential investors who are interested in leveraging their money at double digit interest rate returns. We offer our retirement investors high-yielding, passive investment vehicles backed by both real estate and the support and integrity of professionals dedicated to keeping retirement investing money secure.

We have prepared a white-paper for you to download and read. This will tell you all you need to know about retirement investing using private mortgage notes ans you investment vehicle.

Learning Center

Learning

Center

 

Notice to all using this web site and any pages herein:

All information provided by EquityBuild Finance, LLC (“EquityBuild”) on this website is subject to the foregoing terms and conditions and participation in any private mortgage investment opportunity is subject, but not limited to, the risks described herein:

Prospective lenders should not construe the contents of this website or any other documents delivered to a prospective lender as legal, business, accounting or tax advice. Each prospective lender should consult his or her own attorney, business or tax advisor as to legal, business, tax and related matters concerning private mortgage investments. Though EquityBuild and its affiliates provide initial information regarding prospective lending opportunities, prospective lenders are expected to conduct and rely on their own due diligence, including the merits and risks of any real property that will be secured under a private mortgage investment, including risks related to the borrower, its credit worthiness and ability to repay any loan made by a prospective lender, potential changes affecting the real estate market and industry, and regulatory changes. In all cases, prospective lenders should conduct their own investigation and analysis of any private mortgage investment opportunity.

The information contained herein has been prepared to assist prospective lenders in making their own evaluation of private mortgage lending opportunities and does not purport to be all-inclusive or to contain all of the information that a prospective lender may desire. This website contains summaries of certain provisions of documents relating to the private mortgage loans EquityBuild helps organize. These summaries are not necessarily complete and are subject to, and are qualified in their entirety by any final documentation evidencing a private mortgage investment.

An investment in a private mortgage investment is subject to all of the risks inherent in investing in the real estate industry, any of which could result in the loss of some or all of a lender’s investment. These risks include adverse use of adjacent or neighboring property, sewage or pollution control regulations, the supply of and demand for real estate in the area, zoning and land use restrictions and laws, changes in federal, state or local laws, unforeseen operating expenses, the inability to secure development financing or replacement financing when the initial financing comes due, loss of income due to theft or dishonesty by employees, agents or others, unanticipated or improperly budgeted capital expenses, default by contractors, non-issuance or delay in the issuance of necessary permits, property tax reassessments and increases in property taxes, increases in insurance rates or the inability to obtain necessary insurance coverage, and the risk of loss due to fire or other casualty.

The real estate industry is cyclical. Periods of prosperity have led to overbuilding of speculative properties and financial losses for lenders. These factors make real estate development speculative by nature, and neither EquityBuild nor its affiliates guarantee that a prospective lender’s expected returns will be met or that a lender will not incur losses. Historical experiences of lenders who have previously invested in opportunities presented by EquityBuild or its affiliates does not ensure that new opportunities will be able to replicate such success.

An investment in private mortgages will be subjected to the risks generally incident to the borrower owning the underlying real property, including the uncertainty of cash flow to meet fixed and maturing obligations, adverse changes in national and local economic conditions, changes in the investment climate for real estate investments, adverse changes in local market conditions, changes in interest rates, availability of mortgage funds for financing and refinancing, changes in real estate tax rates and other operating expenses, governmental rules and fiscal policies (including rent, wage and price control), acts of G-d including earthquake (which may result in uninsured losses), the financial condition of the buyers and tenants of properties and other risks which are beyond the control of a lender.

Only prospective lenders who have the financial means to bear the possible loss of their entire investment should participate in private mortgage investment opportunities. Nothing contained on this website is intended to constitute an offer to sell or a solicitation of an offer to buy securities to any person in any jurisdiction in which such an offer or solicitation violate the securities or state blue sky laws of such jurisdiction or would otherwise be unlawful. If and to the extent a private mortgage investment opportunity would constitute a sale of a security for purposes the Securities Act of 1933, any such sale shall be made in compliance with the terms of such act or an applicable exemption therefrom and from any applicable state blue sky laws.

Neither EquityBuild nor its affiliates are currently subject to the reporting requirements of the Securities Exchange Act of 1934 and, therefore, do not file reports, proxy statements or other financial information with the Securities and Exchange Commission.

Prospective lenders should be aware that any information contained herein is subject to change without notice. Additional information is available by contacting us at 877-978-1916.

THE FOREGOING IS A SUMMARY OF CERTAIN ScontactIGNIFICANT RISKS RELATING TO PRIVATE MORTGAGE INVESTMENTS. THIS SUMMARY SHOULD NOT BE INTERPRETED AS A REPRESENTATION THAT THE MATTERS REFERRED TO ABOVE ARE THE ONLY RISKS, NOR SHOULD THE REFERENCES TO THE RISKS BE DEEMED A REPRESENTATION THAT THE MAGNITUDE OF SUCH RISKS IS NECESSARILY EQUAL. PROSPECTIVE LENDERS ARE URGED TO CONSULT THEIR OWN LEGAL COUNSEL, ACCOUNTANTS AND OTHER PROFESSIONAL ADVISORS RELATIVE TO INVESTING IN PRIVATE MORTGAGES.

Risks Of Private Mortgage Lending

Read More

Introduction to Private Note Investing

Read More - Introduction to Private Note Investing

Subcategories

<p><br>There are two methods of getting started in private
mortgages; <strong>Mortgage Pools and Direct Lending</strong>.<br><br>
Mortgage pools are like the mutual funds of private
mortgages. Each investor's money is pooled with the other
investors participating in the pool and the money is used
for private lending.<br><br>Over the years there have been
some notable benefits to investing in a mortgage pool.
Because a mortgage pool is pooling the money of all
investors, the pool manager is able to reduce risk by
diversifying over many different properties.<br><br>Of
course, the trade-off to mortgage pool investing is reduced
returns. The mortgage pool manager draws their pay directly
from pool profits. This substantially lowers profits and
cuts deep into investor's pockets. However, many investors
have leaned toward the mortgage pool option over the direct
lending option because it was easier and incurred less risk.<br>

<br>The EquityBuild Finance strategy of investment overcomes
the former downside of direct private mortgage lending,
giving direct private mortgages the advantages of mortgage
pools without the historical challenges typically associated
with direct private mortgages. Direct lending is typically
reserved for seasoned real estate professionals due to the
level of expertise that is needed to identify undervalued
properties and go through the appropriate steps&nbsp; to protect the investment and assure a top return on
investment. In return, however, they are&nbsp; able to gain direct
access to the collateral provided in the direct lending
model.<br><br>The direct lender typically has an appraisal
done on the property, analyzes the value of the property and
the upgrades it will need, works the numbers to determine a
break-even point, and then calculates what kind of offer on
the property will be feasible to earn a good return on
investment. Once that's done they find a qualified buyer to
purchase the property and draw up paperwork that protects
them against the possibility of the buyer defaulting on the
mortgage.<br><br>It's actually, in our opinion, very
satisfying work. However, it does take a great deal of
expertise. EquityBuild Finance has made direct private
mortgage lending a real possibility, even for the average
investor. You don't need any expertise in the real estate
market to take advantage of the combination of,&nbsp;
<strong>good returns
and stability</strong>, that private mortgages offer.
EquityBuild Finance does all the ground work for you. All
you need to do to take part in direct private lending is invest the
money.<br><br>As a direct investor, you'll be able to take
advantage of higher returns than you would get if you
invested in a mortgage pool without any of the expert
knowledge required.</p>